QBO to IIF Converter
Convert a QuickBooks Web Connect (QBO) file into an IIF for QuickBooks Desktop company files — Desktop's own import format. Fully free with no account.
Or drop your QBO file here
Bank-grade security — No account needed · Processed in memory, never stored
How to convert QBO to IIF
Get your QBO file
Use the .qbo file you already have, or export a fresh one from the bank or app that produced it.
Upload it here
Drop the QBO file into the converter above — one file, up to 10 MB, no account needed.
Convert to IIF
Press Convert to IIF. The transactions are read and rebuilt in IIF format, with amounts copied exactly.
Download the IIF file
Save the converted file — fully free — and open or import it wherever you need the IIF version.
Why convert a QBO to IIF?
QBO and IIF serve two different QuickBooks worlds. A QBO is a Web Connect file — OFX 1.02 underneath — built for bank-feed imports, while QuickBooks Desktop company files have their own native import route: IIF, Intuit Interchange Format, a tab-separated file of TRNS and SPL double-entry lines.
When the transactions live in a Web Connect download but the books live in a Desktop company file, this converter carries them across: out of the OFX wrapping, into the format Desktop's IIF importer speaks.
What the conversion does
The converter reads the transactions inside the QBO — date, description and amount for each — and writes them as IIF transactions in Desktop's tab-separated TRNS/SPL structure, so each entry arrives with the double-entry shape the importer expects.
Amounts are copied exactly, with no currency conversion. The source QBO's bank identity belongs to the Web Connect world, so what crosses over is the transaction data itself, expressed in Desktop's own terms.
Format notes and where the IIF goes next
Back up the company file before any IIF import — IIF imports cannot be undone in one step, so a backup is the standard advice before importing anything into Desktop. Review the imported transactions against your chart of accounts afterwards, as with any bulk entry.
Related routes: the CSV to IIF converter builds the same Desktop format from a spreadsheet, the IIF to CSV converter flattens an IIF back into rows for review, and the QBO to CSV converter lays this same QBO out as a spreadsheet when you want to check it before importing anywhere.
Similar tools
More converters that work with QBO and QuickBooks Desktop files.
QBO to CSV ConverterTurn a QBO file back into a clean CSV or Excel sheet you can edit.100% FreeOpen tool 
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CSV to IIF ConverterBuild IIF files for QuickBooks Desktop imports — no manual mapping pain.100% FreeOpen tool 
IIF to CSV ConverterTurn a QuickBooks Desktop IIF file back into a plain CSV you can review in any spreadsheet.100% FreeOpen tool 
IIF to Excel ConverterTurn a QuickBooks Desktop IIF export into a readable Excel or CSV sheet.100% FreeOpen tool 
CSV to QBO ConverterConvert any CSV or Excel file into a QBO file QuickBooks imports cleanly.Most popularOpen tool Simple, transparent pricing
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Free
Try it out — no card needed
- 8 pages free, forever
- CSV & Excel export
- Global banks support
- No credit card required
- All 34 free QuickBooks tools included
- ✕OFX / QFX export
- ✕Google Sheets
Basic
For light, occasional use
or $48/yr — save 20%
- 25 pages / month
- CSV & Excel export
- Global banks support
- All 34 free QuickBooks tools included
- Email support
- ✕Google Sheets
- ✕OFX / QFX export
Pro
Perfect for CAs & individuals
or $192/yr — save 20%
- 500 pages / month
- All export formats
- Google Sheets export
- Priority processing
- Smart Auto-Categorization (Beta)
- Pre-Export Analytics (Beta)
- All 34 free QuickBooks tools included
- Email support
- ✕API access
- ✕Team seats
Business
For CA firms & fintech teams
or $720/yr — save 20%
- 2,000 pages / month
- All export formats
- OCR for Scanned PDFs
- Direct Accounting Push (Coming Soon)
- Smart Auto-Categorization (Beta)
- Pre-Export Analytics (Beta)
- Secure Client Portal (Beta)
- API access
- 5 team seats
- All 34 free QuickBooks tools included
- Dedicated support
Frequently asked questions
How do I convert a QBO file to IIF?
Upload the .qbo above and press Convert to IIF. The transactions inside are written out in QuickBooks Desktop's IIF format, ready for Desktop's IIF import. Fully free, no account.
What is an IIF file?
IIF is Intuit Interchange Format — QuickBooks Desktop's own tab-separated import format. Transactions are expressed as TRNS and SPL lines, the two sides of a double entry, which is the structure Desktop's importer expects.
How do I import the IIF into QuickBooks Desktop?
In QuickBooks Desktop, use File, then Utilities, then Import, then IIF Files, and choose the downloaded file. Back up your company file first — IIF imports cannot be undone in one step.
Are amounts changed during conversion?
No. Amounts are copied exactly as they appear in the QBO, with no currency conversion.
Can I convert a spreadsheet to IIF instead?
Yes — the CSV to IIF converter builds Desktop IIF files from bank CSV exports and asks for the Desktop account names to post against. This page starts from a QBO you already have.
Is my data uploaded or stored?
Your file is processed in memory to build the IIF and is not stored afterwards. We never sell or share your financial data, and the download is fully free with no account.