CSV to QFX Converter

Why convert a CSV to QFX?

Quicken imports QFX files — its licensed variant of OFX — but plenty of banks only offer a plain CSV download, especially for older accounts, cards and custom date ranges. A CSV is fine for reading in a spreadsheet; Quicken cannot import it as a statement.

This converter rebuilds your spreadsheet rows as a QFX file, so a download your bank aimed at Excel can go into Quicken instead, with every transaction intact and nothing retyped by hand.

What the conversion does

Each CSV row becomes one QFX transaction with its date, description and amount, copied exactly — no currency conversion, no cleanup of payee text. QFX has the identical structure to OFX, plus an Intuit institution ID (INTU.BID) that Quicken uses to tie a file to a bank.

A CSV has no INTU.BID and no closing balance to carry, and the converter never invents either. The downloaded file holds your transactions in Quicken's format; the institution ID from a bank-issued QFX remains the authoritative one when you have it.

Format notes and where the QFX goes next

Because QFX and OFX share one structure, the choice between them is about the reader, not the data. Apps that ask for OFX by name are served by the CSV to OFX converter; QuickBooks, which imports its own Web Connect variant, is served by the CSV to QBO converter.

Working in the other direction later is covered too: the QFX to CSV converter lays a Quicken download back out as a spreadsheet, and the QFX to QBO converter moves a QFX file into QuickBooks.