Banco de la Nacion Argentina is one of the largest banks in Argentina, and its customers range from salary account holders to businesses with long, busy statements. This guide shows how to import Banco de la Nacion Argentina statement into Xero without retyping rows: download the full statement PDF from Home Banking, convert it to a Xero-ready CSV, import it, and reconcile against the closing balance.
Long statements are where this workflow earns its keep. A business account with hundreds of monthly transactions would take hours to type by hand, and typing invites errors on exactly the rows that matter most: large supplier payments and payroll transfers. Conversion handles the volume, but only if you check the output. The steps below focus on downloading the complete file, splitting it sensibly when needed, and verifying the import before reconciliation.
Download the full statement from Home Banking
Log in to Banco de la Nacion Argentina Home Banking and open the account you want to reconcile. Find the statements or account movements section, choose the account and the full statement period, and download the PDF. Do not rely on the on-screen movements list for a long account: it may page through results, truncate descriptions, or omit the opening and closing balances that reconciliation depends on.
Verify the PDF as soon as it downloads. The opening balance, usually labeled saldo anterior, should match the previous statement's closing balance, and the final page should show saldo final for the period. If you hold several accounts with the bank, download each one separately and name the files by account and month, for example nacion-operating-october-2026.pdf. Keeping accounts apart at download time prevents the most common import headache: transactions from two accounts landing in one Xero bank account. For background on the bank, see our Banco de la Nacion Argentina bank page.
Convert the PDF and split long statements sensibly
Upload the PDF to a converter and check the CSV before importing. Xero needs Date, Description, and Amount columns with a consistent sign rule, or separate Withdrawal and Deposit columns. For very long statements, consider converting in monthly chunks even if the bank lets you download a quarter at once. Monthly chunks reconcile one period at a time, and a problem in one month does not block the others.
Check the Argentine formatting details in every chunk. Dates are day-first, so 09/02/2026 is February 9. Peso amounts use a comma for decimals and a dot for thousands, so 12.500,00 is twelve thousand five hundred pesos. Spot-check amounts at the start, middle, and end of the file, because a formatting error that only affects later pages is easy to miss if you only check the first rows. Also confirm that long descriptions survived intact: supplier names and payroll references that wrap across lines in the PDF should appear as single descriptions in the CSV. For the general method, see our guide on how to convert a bank statement PDF to Excel.
Import the CSV into Xero
In Xero, open Accounting, then Bank Accounts, and select the account that matches the statement. Set the currency to Argentine pesos (ARS) for a peso statement before importing. From the account menu, choose Import a Bank Statement, upload the CSV, and map the columns to Date, Description, and Amount, or to Withdrawals and Deposits for two-column files.
Study the preview screen before confirming. Xero shows the rows it will import, and canceling at this stage costs nothing. Check that dates run in order, that money-out rows show as withdrawals, and that descriptions look complete. If you split the statement into monthly chunks, import the months in order and reconcile each one before importing the next. Importing out of order does not break Xero, but it makes the running balance harder to follow while you reconcile.
Reconcile a long statement without losing track
Open the reconciliation screen and match in batches rather than trying to clear hundreds of rows in one sitting. Match supplier payments against bills first, then payroll and tax payments, then recurring charges. Xero's suggested matches handle the obvious pairs; the remaining rows usually need a human eye because the payee name on the statement differs from the name on the bill.
When the reconciled balance does not match the PDF closing balance, narrow the gap systematically. Compare the imported transaction count with the PDF row count first: a count difference points to a missing or doubled chunk. Then look for round-number differences, which usually mean one missing or doubled transaction. Then check fees, interest, and taxes, which are the rows most often left unrecorded. Keep a short note of the imported period and the closing balance for each month, so next month starts clean. For more on matching, see our guide on how to reconcile a bank statement.
Frequently asked questions
Can Xero import a Banco de la Nacion Argentina PDF directly?
No. Convert the PDF to CSV, OFX, or QIF first, then import that file through the bank account menu in Xero.
Should I import a whole quarter at once?
Monthly chunks are safer. They reconcile one period at a time and make it easier to find the month where a problem started.
Why does Xero show a different balance than the PDF?
Usually a missing transaction, a duplicate row from overlapping imports, or a date or amount format error. Compare row counts first, then hunt for the exact difference.
Is a file import as good as a bank feed?
For banks without a direct Xero feed, yes, and it has one advantage: you review every row before it enters your books. The trade-off is that you repeat the import each month.
Work through one month with these checks and the routine becomes quick. If you convert statements in volume, check pricing for plans that cover more pages, and begin from the ConvertStatement home page.